Abstract of INFO-MAC archived Text file
   'info/hdwr/insurance-for-mac.txt'
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From: jbthoo@ucdavis.edu (John Thoo)
Date: Mon, 19 Apr 93 21:20:03 PDT 
Subject: insurance for Mac equipment (report) 


Note to moderators: At the risk of repeating this submission, I'm
sending you this report for the second time.  (The notorious mailer
daemon returned my first submission.)  My apologies if this is, indeed,
reaching you for the second time. --John.
=========================================

Several digests ago, I posted the following query:
>Does anyone own any insurance for Mac equipment?  I've been thinking
>lately that perhaps I should invest in some, perhaps as part of some
>type of renter's insurance; but then something from a company called
>`Safeware' (Columbus, OH) showed up in my snailmailbox yesterday.
>
>What's your opinion?  Is insurance for Mac equipment and programs worth
>getting?  And, if so, what's the best `type' (whatever that means) of
>insurance to get?  And from where?  And how much is considered reasonable,
>and at what cost?


The response has been fabulous.  Not only were there replies posted
directly to the digest, but I also received responses directly from

  Jerry <iscjcw@uccvma.ucop.edu>
  K. A. Graff <kgraff@csd4.csd.uwm.edu>
  Harald Herchen <herchen@navier.stanford.edu>
  Ed Kaszubowski <dlogics!ejk@uu.psi.com>
  Charles Martini <cmartini@tecnet1.jcte.jcs.mil>
  Tim Richard <Timothy.Richard.Peng@um.cc.umich.edu>
  
Thanks for your help, folks.  I really appreciate your help and advice
in this matter.  Insurance can be a confusing business, especially for
one unschooled in such matters.

I am submitting a compilation of all the responses I received directly,
along with those I cut from the last few digests.  I hope that this
information will serve someone else as well as it's served me.

The upshot is that if you have renter's insurance, then you might
check into adding a rider for computer equipment.  The extent to which
such a rider would cover your equipment/software would, necessarily,
depend on your insurance company.  There are also companies around that
specialize in computer insurance, one of which is Safeware (the company
about which I enquired).  One person compared such companies to those
insurance companies that specialize in insuring motorcycle riders.  Having
one been an avid motorcycle rider, myself, I could relate to that.  Several
folks advised checking the BBB before purchasing insurance from any company
with which one is not familiar---good advice in any case.  Finally, there